The flat has been valued at last. It was valued yesterday at £70,000 by Julian Potts from Bushnell Porter. Julian has advised me to put the flat on the market at £72,500 which will give me some room to negotiate with a buyer when the time comes.

Julian has been really helpful in explaining everything to me. From what he has told me, there is no reason why I can't walk away with £10,000 in my pocket after everything has been paid and that includes Dad. He also told me that they can't market the flat without a HIP (Home Information Pack) as it's against the law. The cost of the pack can be defered for 9 months and because the flat is leasehold, the pack is going to cost more. They do need an admin fee from my bank card of £10 which this week I haven't got. But will have next week. Julian has assured me that this isn't a problem and that we will speak again next week.

I've also had a letter from the Bank Of Scotland telling me that I'm 3 months in arrears on the mortgage, tell me something I don't know. I'm just surprised it's taken this long for them to write to me. They're also asking me for money that I don't have within 7 days, I'm going to have to phone them next week and when I do I shall inform them that I am selling up and that they will get everything that they're owed.

Went over to see Mum & Dad today and explained to them what Julian had said to me and told them the value of the flat and what I've been advised to put the flat on the market for. They are still not happy about any of this at all even though they've said on a number of occasions that "you do what it is you have to do". From what they both said to me today, they still think that I'm "living in a bubble" over all of this. I've explained to them that I'm not "living in a bubble" as I have done many times of late and I don't think that they've listened to me or even believe a word I've said. This is going to sound very harsh but to be honest I don't care what they think or what they believe.

For pity's sake I can make my own decisions. I think they forget that I am 32 years old and that I left home 8 years ago to make my own way in the world. Well like it or not I'm going to do this, it's my life and I've got to do what I think is right.